Dr Andrzej Krysiak is a graduate of the Warsaw School of Economics (Faculty of Finance and Statistics). He received a PhD degree in the College of Economic Analysis at the Warsaw School of Economics. He also took a Tempus scholarship at the School of Management a Computer Science of the Sheffield City Polytechnic (UK). He was working as a an assistant the Institute of Computer Science of Polish Academy of Sciences and then (since 2004) as an assistant professor in the Institute of Banking at the Warsaw School of Economics. He is conducting lectures and exercises in the field of banking, credit portfolio management, risk and effectiveness analysis. He is an author of many papers and co-author of textbooks in the field of banking. As part of his organizational activity at the Warsaw School of Economics he was a member of the college of electors and is currently a member of editing committee of the quarterly “Studies and Works” of the Social Economic College.