Paweł Kulpaka was graduated from Warsaw School of Economics in 1999. He obtained two masters degree: (1) Banking and Finance, and (2) International Economics and Political Relations. In 2004 he gained his Ph. D. In 2014 he obtained the post-doctoral degree (habilitation) in economic sciences. Since 1999 he has been employed at Warsaw School of Economics (1999 – 2014, Institute of International Economics, Collegium of World Economy, December 2014 – current, Institute of Banking, Collegium of Socio-Economics), where he currently works as a Associate Professor. In the past, he was associated with the Warsaw University of Technology, several private universities, the real estate market, the telecommunications sector (Polkomtel S.A. – business analyst) and the Foundation for Accountancy Development in Poland.